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Chicago Fire Officers'  Credit Union

 
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ALL UNIFORMED MEMBERS OF THE CFD ARE ELIGIBLE TO JOIN!!!

YOU DON'T HAVE TO BE AN OFFICER TO JOIN!!!

 

Come visit us at  10231 S Western Ave.

2nd floor!!!

OFFICE HOURS

 Mon. Tues. Thurs. Fri. 9:00a - 2:00p

We are closed on Wednesdays, Weekends and Holidays

Chicago Fire Officers' Association Credit Union

10231 S Western Ave.

2nd Floor

Chicago, Illinois 60643

(773)445-1700 Office

 (773)445-1800 FAX

We close at noon on the last business day of the month and on Board Meeting days!!!

 

CURRENT CLOSING INFORMATION

We will be closed on the following days:

 

Janaury 2nd - New Year

January 16th - MLK Day

February 13th - Lincoln's Birthday

February 20th - Washington's Birthday

March 5th - Pulaski Day

April 6th - Good Friday

Board meeting schedule (Closed at 11:00 am)

January 19th

February 17th

March 19th

ALL SHARE TRANSACTIONS MUST BE COMPLETED BY 2:00PM

 ALL LOAN APPLICANTS MUST BE HERE BY 1:00PM

WALK INS AND SAME DAY LOANS CANNOT BE GUARANTEED SAME DAY SERVICE (PLEASE CALL FOR AVAILABILITY)

NOTE: ALL OUR LOAN RATES ARE SUBJECT TO CHANGE AT THE DISCRETION OF THE BOARD OF DIRECTORS

 

OUR RATES ARE CURRENTLY BASED ON A TIERED LOAN STRUCTURE 

 THE BETTER YOUR CREDIT SCORE THE BETTER YOUR LOAN RATE!!!

OUR CURRENT LOAN RATES ARE AS FOLLOWS:

 New Vehicle Loans

36 months as low as 4.5%

 48 to 60 months as low as 5.75%

 72 months as low as 7.95%

 

Used Vehicle Loans

48 months as low as 5.95%

60 months as low as 7.45%

 

NOTE: GAP INSURANCE IS REQUIRED ON ALL VEHICLE LOANS WITH LESS THAN A 20% DOWN PAYMENT!!!

Loans secured by shares 3.0%

Personal (Signature) Loans as low as 8.95%

OUR LOAN LIMITS ARE AS FOLLOWS:

Loan Availability

$6,000.00 Signature

$9,000.00 1 comaker

$12,000.00 2 comakers

 

NOTE: DRIVERS LICENSE AND LAST PAYCHECK STUB ARE REQUIRED ON ALL PERSONAL AND VEHICLE LOANS!!

WE NOW OFFER GREAT DEALS ON EXTENDED WARRANTEES ON NEW AND USED VEHICLES TO CHICAGO FIRE DEPT. PERSONNEL AND THEIR FAMILIES!!!

 YOU MAY EVEN QUALIFY IF YOU DIDN'T FINANCE THE VEHICLE THROUGH US!!! CALL US FOR A FREE QUOTE!!!

IF YOU HAVE ANY QUESTIONS CALL US AND TALK TO OUR FRIENDLY OFFICE STAFF!


NCUA FEDERALLY INSURED TO  $250,000 ON ALL SHARE ACCOUNTS AND BACKED BY THE FULL FAITH AND CREDIT OF THE UNITED STATES GOVERNMENT

QUARTERLY DIVIDENDS PAID ON ALL SHARE ACCOUNTS as of December 31st 2011

                    .25% on balances to $500.00 to $1,999.99

.50% on balances to $2,000.00 to $4,999.99

1.0% on balances to $5,000.00 to $24,999.99

1.5% on balances of $25,000.00 and above

Per Board of Directors - starting October 1st 2010 share deposits will be limited to a maximum of $1,000.00 per month per account.

 

Customer Identification Procedures ( CIP)

 

COLLECTION OF INFORMATION FROM INDIVIDUALS

 

 

 

Information required: Chicago Fire Officers' Association Credit Union requires the following information be provided by each individual member or customer before opening an account with the credit union:

 

·          Name

·          State issued drivers license or state issued I.D. card

·          Residential or business street address, plus a mailing address.

·          Date of birth

·          Identification number, which will be a Social Security number for U.S. citizens.

·          A City of Chicago issued Firefighter’s I.D. for those individuals working for the City of Chicago.

·          A current paycheck stub for City of Chicago employees. The exception to this rule would be a family member of a full member of the association.

USEFUL LINKS:
Chicago Fire Officers' Association Website
Kelly Bluebook free vehicle valuation
Pension Board Link
Deffered Comp Link
Vehicle Extended Warranty Information Website - call the credit union for pricing